TITLE LOANS

1. What are the requirements to obtain a "title loan"?

• Must present vehicle along with vehicle title, free of liens, at the branch.
• Must present valid, state issued identification
• Must be able to prove income

2. What are the terms of the loan?

Checkmate Cash Advance Center writes 30 day agreements. You can extend agreement another 30 days with payment of accrued interest or greater (see fee schedule). The agreement can be extended as many times as needed, provided monthly interest payments are made on or before the due date.

3. How does a title loan work?

Checkmate applies for a lien with the issuing State of the vehicle title, thereby securing the loan with your vehicle. Once your loan has been paid in full, Checkmate issues a lien release for your vehicle title. You may then go to your local DMV, and have a new title issued to you, free of liens.

4. Can I pay my loan off before the due date on the contract?

Absolutely. Interest accrues daily and is prorated prior to the due date on the contract. You are welcome and encouraged to repay your debt as soon as it is possible for you.

5. After I have paid my loan off, may I borrow the money again?

Absolutely. Depending on the State you are doing business in, you are usually able to reborrow money the same day you pay off your debt.

PAYDAY LOANS

1. What is Checkmate Cash Advance Center?

Checkmate Cash Advance Center is a leading provider of quick and easy payday advance and auto title loans. We follow strict Best Practices Guidelines and only provide advances in states where we are specifically licensed to do business. We are devoted to providing you with fast and efficient service without any hassles.

2. Why should I take out a payday advance or auto title loan with Checkmate?

A payday advance or auto title loan from Checkmate is the fastest and easiest solution for your short term money needs. We will approve your application in less than 30 minutes. If you need $100-$500 on a payday advance or up to $5,000 on your personal vehicle, apply online now and let us help you with your financial situation today.

3. When will I receive my advance?

Your application will be processed within 30 minutes of being received. When approved, you can stop by the branch during normal business hours to pickup your cash.

4. What are normal business hours for Checkmate Cash Advance Centers?

Checkmate Cash Advance Centers are open Monday thru Friday from 10:00 am until 6:00 pm and on Saturdays from 9:00 am to 12:00 pm (noon).

5. What are the requirements to receive a payday advance from Checkmate?

You just need to meet these simple requirements:

• Have an open and active checking account
• Proof of income
• State-issued Identification
• Most recent checking account bank statement

6. When will my loan be due?

Your due date for a payday advance will normally be due on your next payday.

7. What is the payday advance fee?

The payday advance fee is specific to your state of residence. Check the Fee Schedule section of our website for additional information. If you have received a discount coupon, you will receive the appropriate discount off the fee.

8. How can I earn a $20 referral reward?

Our Referral Bonus Program is the simplest way to earn a $20 reward with Checkmate. Simply refer a friend, co-worker, or family member to apply for a cash advance at Checkmate. When they fill out the application, they will be asked to enter the name of the person that referred them. If they are approved, you will receive your $20 reward.

9. How does Checkmate determine the amount of money to advance me?

State law regulates the maximum advance available to our customers. However, whether or not you qualify is determined by your current income. Sometimes we don’t loan as much as you would like, but since Checkmate wants to be part of your financial solution, we would be doing you a disservice by loaning more than you have the ability to repay.

10. Does Checkmate check my credit rating before advancing me money?

No, we do not obtain a credit report to approve your loan. Unlike many other financial institutions, we do not require that you have good credit, or for that matter, any credit history at all. However, in some areas we do subscribe to a risk assessment service. Risk assessment tells us if customers have any payday loans outstanding with other companies like ours, and whether or not customers are current in their loan repayments.